We understand that everyone’s story is different. Life happens and sometimes bad things happen to good people. Unlike other financial institutions, we listen to your story and find you an auto loan that fits your unique situation. Introducing Focus Federal Credit Union’s Fresh Start Auto Loan Program designed to help purchase or refinance your vehicle while helping you rebuild your credit.

If you meet the following qualifications, we can help:


You have a job
Your job will most likely continue
You like your job and your job likes you
You will give us direct deposit of your paycheck-if applicable
We will finance your car and help you buy one at a price that is close to low book value

We created this program as an extension of our member promise:


We will identify ways to improve and simplify your financial life
We will make it easy to do business with us
We will work in your best interest

Fresh Start Auto Loans from Focus FCU are designed to help purchase or refinance your vehicle while helping you rebuild your credit.

If you meet the following qualifications, we can help:


You have a job
Your job will most likely continue
You like your job and your job likes you
You will give us direct deposit of your paycheck-if applicable
We will finance your car and help you buy one at a price that is close to low book value

We created this program as an extension of our member promise:


We will identify ways to improve and simplify your financial life
We will make it easy to do business with us
We will work in your best interest

Call us today at 405.230.1328 or visit a branch location!

HOW TO GET IT


6 months verifiable employment history required

2 recent pay stubs required

Payroll deduction and automatic payment options

2 emergency contacts required

Proof of insurance required at closing

WHAT YOU GET


Loan amounts up to $20,000 or 50% of annual income

Purchases and no cash out refinances

Terms up to 60 months

Face-to-face loan closing with credit counseling

Eligible for credit review to lower interest rate after 12 months positive pay history

WHAT IT CAN DO FOR YOU


Build a better credit score

Increase your ability to borrow at lower interest rates in the future

Affordable alternative to higher rate auto loans