Fresh Start Personal Loans from Focus FCU are designed to help build credit while building your savings. When approved, you will get the option of either $500 or $1,000 loan. Half of the loan amount will be placed on hold in the member’s savings account during the payback period. You’ll earn share dividends while the loan is in repayment. Once the loan is repaid in full, the funds are released.

HOW TO GET IT


6 months verifiable employment history required

2 recent pay stubs required

Payroll deduction and automatic payment options

2 emergency contacts required

WHAT YOU GET


Loan amounts of $500 or $1,000

Payday loan alternative

Terms from 6 to 12 months

Face-to-face loan closing with credit counseling

WHAT IT CAN DO FOR YOU


Establish your savings account

Build a better credit score

Increase your ability to borrow at lower interest rates in the future

Help you meet your financial needs today and tomorrow

BECOME
A MEMBER


…and enjoy some serious benefits!

FRESH START
AUTO LOANS


We offer our Fresh Start Program to Auto Loans as well!

SAVINGS
ACCOUNTS


Learn more about our savings account options. It’s never too late to start saving!

Fresh Start Personal Loans from Focus FCU are designed to help build credit while building your savings. When approved, you will get the option of either $500 or $1,000 loan. Half of the loan amount will be placed on hold in the member’s savings account during the payback period. You’ll earn share dividends while the loan is in repayment. Once the loan is repaid in full, the funds are released.

HOW TO GET IT


6 months verifiable employment history required

2 recent pay stubs required

Payroll deduction and automatic payment options

2 emergency contacts required

WHAT YOU GET


Loan amounts of $500 or $1,000

Payday loan alternative

Terms from 6 to 12 months

Face-to-face loan closing with credit counseling

WHAT IT CAN DO FOR YOU


Establish your savings account

Build a better credit score

Increase your ability to borrow at lower interest rates in the future

Help you meet your financial needs today and tomorrow

BECOME
A MEMBER


…and enjoy some serious benefits!

FRESH START
AUTO LOANS


We offer our Fresh Start Program to Auto Loans as well!

SAVINGS
ACCOUNTS


Learn more about our savings account options. It’s never too late to start saving!