Is an IRA the right fit for you?
An IRA is a retirement savings plan that allows you to make tax-deductible contributions by periodic deposit or a lump sum. An IRA Share Savings account earns a variable dividend and requires a minimum deposit of $25.
IRA Share Certificates are available for a term of 12-48 months with a $1,000 minimum deposit. IRA deposits are separately insured to $250,000 by the NCUA. Focus Federal Credit Union also offers Traditional IRAs, ROTH IRAs, and Coverdell Education Savings Plans. *A penalty may be imposed for early withdrawals.
12 Month Traditional IRA
Dividend Rate:
4.270% APY
24 Month Traditional IRA
Dividend Rate:
3.010% APY
36 Month Traditional IRA
Dividend Rate:
3.110% APY
