Enjoy this share certificate special for a limited time;

• 4.45% APY* for 10 months
• Monthly dividends may be paid directly to you or reinvested for compounding and higher earnings
• Borrow against 100% of Share Certificate funds on deposit at low, loan rates
• Your money is safe and secure because it is federally insured.
• Early withdrawal penalties apply and vary by the length of the investment
• $10,000 minimum to open

*APY=Annual Percentage Yield. Promotion subject to change or cancellation without notice. A penalty may be imposed for early withdrawal. Certificate will renew at the standard rate for a 12-month term. Interest checking .15% CD bump excluded from CD special. Subject to membership eligibility requirements. Federally insured by NCUA.