Online banking will be down on Sunday from 12:00am to 6:00am
  • IRAs

    Have you considered investing in an IRA?

    An IRA is a retirement savings plan that allows you to make tax-deductible contributions by periodic deposit or a lump sum. An IRA Share Savings account earns a variable dividend and requires a minimum deposit of $25. IRA Share Certificates are available for a term of 12-48 months with a $1,000 minimum deposit. IRA deposits are separately insured to $250,000 by the NCUA. Focus Federal Credit Union also offers Traditional IRAs, Roth IRAs, and Coverdell Education Savings Plans.

    Traditional IRA

    Dividend Rate:

    1.54% APY

    Roth IRA

    Dividend Rate:

    1.54% APY

    Save the smart way with Focus Federal Credit Union

    Become a Member