Credit Builder Loan in OKC

Good credit history is important to your financial health. At Focus Federal Credit Union, we designed our Credit Builder Loan to help young adults and members without any credit history build a credit file which will help you obtain lower interest rates on future loans.

  • Must have no established credit history and no derogatory payment history
  • Six months verifiable employment history
  • Verifiable income source required
  • Two emergency contacts required
  • Only one loan allowed at one time and no subsequent loans of this type allowed. No rollovers and no add-ons.
  • Loan amounts between $250-$1,000
  • Terms from 6-12 months
  • No credit score requirements
  • Face-to-face loan closing with credit counseling
  • Credit Builder Toolkit
  • .50% discount with auto-payment
  • Establish a credit file
  • Increase your ability to borrow at lower interest rates in the future
  • Helps meet your financial needs today