
At Focus FCU, you can cash in on your home’s equity to pay any number of expenses. Use your equity to remodel your home, consolidate credit card balances, pay for college tuition or to take that vacation you’ve been dreaming of. Interest may be tax deductible. Consult your personal tax advisor for deductibility of interest.
SECOND MORTGAGES
Our second mortgages feature fixed rates & terms up to 15 years!
Finance up to 95% of appraised value
30-45 day turn around
15 year max
Pre-approved in as little as 24 hours with completed application
Fixed rate
HELOC
Home Equity Line of Credit
Talk about convenient! Here’s the easiest way to access your Home Equity Line of Credit. Focus FCU’s Home Equity MasterCard allows you to make purchases at any merchant that accepts MasterCard.
Finance up to 95% of appraised value ($150,000 max)
Variable rate
Access funds via line of credit
Free HELOC MasterCard issued (checks can also be issued)
14-30 day turn-around
Pre-approved in as little as 24 hours with completed application
Revolving line of credity
6 year draw period, 14 year total pay back period (8 years to payback balance at the end of the 6th year)
Meet
Michele Stanfill
your HELOC & Home Equity contact.

Call her for more details at:
405.230.1328 x112
DISCLAIMER
*APR = Annual Percentage Rate. Rates subject to change. Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

At Focus FCU, you can cash in on your home’s equity to pay any number of expenses. Use your equity to remodel your home, consolidate credit card balances, pay for college tuition or to take that vacation you’ve been dreaming of. Interest may be tax deductible. Consult your personal tax advisor for deductibility of interest.
SECOND MORTGAGES
HELOC
Home Equity Line of Credit
Talk about convenient! Here’s the easiest way to access your Home Equity Line of Credit. Focus FCU’s Home Equity MasterCard allows you to make purchases at any merchant that accepts MasterCard.
Finance up to 95% of appraised value ($150,000 max)
Variable rate
Access funds via line of credit
Free HELOC MasterCard issued (checks can also be issued)
14-30 day turn-around
Pre-approved in as little as 24 hours with completed application
Revolving line of credity
6 year draw period, 14 year total pay back period (8 years to payback balance at the end of the 6th year)
Meet
Michele Stanfill
your HELOC & Home Equity contact.

Call her for more details at:
405.230.1328 x112
DISCLAIMER
*APR = Annual Percentage Rate. Rates subject to change. Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.