Home Equity (HELOC) in OKC

At Focus Federal Credit Union, you can cash in on your home’s equity to pay any number of expenses. Use your equity to remodel your home, consolidate credit card balances, pay for college tuition or to take that vacation you’ve been dreaming of. Interest may be tax deductible. Consult your personal tax advisor for deductibility of interest.

Talk about convenient! Here’s the easiest way to access your Home Equity Line of Credit. Focus FCU’s Home Equity MasterCard allows you to make purchases at any merchant that accepts MasterCard.

  • Finance up to 95% of appraised value ($150,000 max)
  • Variable rate
  • Access funds via line of credit
  • Free HELOC MasterCard issued (checks can also be issued)
  • 14-30 day turn-around
  • Pre-approved in as little as 24 hours with completed application
  • A revolving line of credit
  • 6 year draw period, 14 year total payback period (8 years to payback balance at the end of the 6th year)