Focus Federal Credit Union offers Roth IRAs to our members.
An IRA is a retirement savings plan that allows you to make tax-deductible contributions by periodic deposit or a lump sum. An IRA Share Savings account earns a variable dividend and requires a minimum deposit of $25. IRA Share Certificates are available for a term of 12-48 months with a $1,000 minimum deposit. IRA deposits are separately insured to $250,000 by the NCUA. Focus Federal Credit Union also offers Traditional IRAs, ROTH IRAs, and Coverdell Education Savings Plans. *A penalty may be imposed for early withdrawal.
12mo Roth IRA
Dividend Rate:
0.70% APY
24mo Roth IRA
Dividend Rate:
0.80% APY
36mo Roth IRA
Dividend Rate:
0.90% APY
48mo Roth IRA
Dividend Rate:
1.00% APY