Focus Federal Credit Union offers Roth IRAs to our members.

An IRA is a retirement savings plan that allows you to make tax-deductible contributions by periodic deposit or a lump sum. An IRA Share Savings account earns a variable dividend and requires a minimum deposit of $25. IRA Share Certificates are available for a term of 12-48 months with a $1,000 minimum deposit. IRA deposits are separately insured to $250,000 by the NCUA. Focus Federal Credit Union also offers Traditional IRAs, ROTH IRAs, and Coverdell Education Savings Plans. *A penalty may be imposed for early withdrawal.

12mo Roth IRA

Dividend Rate:

2.420% APY

24mo Roth IRA

Dividend Rate:

2.520% APY

36mo Roth IRA

Dividend Rate:

2.620% APY

48mo Roth IRA

Dividend Rate:

2.710% APY

Get started with Focus today and enjoy the benefits of membership

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