Everyone’s different, so why shouldn’t your checking account be just as different as you? We have a plan to fit needs and idiosyncrasies of all types, & our Round-Up Program to help you save some cash in the process.

Find what works for you!

%257%

FOCUS
CHECKING


Use your Visa check card & earn rewards. Go paperless – save the planet!
Free online bill pay
Free online banking
Free mobile banking
No monthly service fee
Unlimited transactions
Remote Deposit
No checks to manage
E-Statements
Access to more than 16,000 totally free ATMs
Visa check card
$25 minimum deposit to open
Earn $.05 for non-PIN based purchases under $10, and $.10 for non-PIN based purchases $10 and greater*
%283%

INTEREST
CHECKING*


A simple way to earn interest.
Free online bill pay
Free online banking
Earns interest
Free mobile banking
Remote Deposit
E-statements
No monthly service fees
Unlimited transactions
$25 minimum deposit to open
Access to more than 16,000 totally free ATMs
Visa check card
%279%

FRESH START
CHECKING


Get a second chance at checking.
Free online banking
Free mobile banking
Remote Deposit
E-statements
Free bill pay
Visa check card
$50 minimum deposit to open
$9.99 monthly service charge
Financial counseling
LEARN MORE

Hey, we all make mistakes; that’s why we’ve created Fresh Start Checking. Perhaps you’ve had a difficult time and ran into some problems with your finances. Fresh Start is an affordable option that provides you with the tools to help manage your account wisely and build a history of responsible money management.

After 6 consecutive months of no NSF fees and upon your request, we will convert your account to a TFFCU checking account of your choice.

%281%

MONEY
MARKET*


Make your money work for you.
Free online banking
Free online bill pay
Remote Deposit
E-statements
6 withdrawals or transfers per month
Tiered interest rates
Unlimited deposits
$2,500 minimum average daily balance
Personalized checks
LEARN MORE

The more you save, the more you earn with a Focus FCU Money Market Account. You can access your account six times per month via check, online Banking, or Electronic Funds Transfers (EFT).

DISCLAIMER

*Qualifications for Reward:

• $400 Direct Deposit required for rewards
• Itemized online E-Statements required
• FFCU Visa Check Card
• Must make at least 10 non-pin based purchases per month to qualify for rewards
DISCLAIMER

*Interest is paid monthly.

DISCLAIMER

*Interest is paid monthly.

%257%

FOCUS
CHECKING


Use your Visa check card & earn rewards. Go paperless – save the planet!
Free online bill pay
Free online banking
Free mobile banking
No monthly service fee
Remote Deposit
Unlimited transactions
No checks to manage
E-Statements
Access to more than 16,000 totally free ATMs
Visa check card
$25 minimum deposit to open
Earn $.05 for non-PIN based purchases under $10, and $.10 for non-PIN based purchases $10 and greater*
DISCLAIMER

*Qualifications for Reward:

• $400 Direct Deposit required for rewards
• Itemized online E-Statements required
• FFCU Visa Check Card
• Must make at least 10 non-pin based purchases per month to qualify for rewards
%283%

INTEREST
CHECKING*


A simple way to earn interest.
Free online bill pay
Free online banking
Earns interest
Free mobile banking
Remote Deposit
E-statements
No monthly service fees
Unlimited transactions
$25 minimum deposit to open
Access to more than 16,000 totally free ATMs
Visa check card
TAP FOR DISCLAIMER

*Interest is paid monthly.

%279%

FRESH START
CHECKING


A simple way to earn interest.
Free online banking
Free mobile banking
Remote Deposit
E-statements
Free bill pay
Visa check card
$50 minimum deposit to open
$9.99 monthly service charge is applied
Financial counseling
LEARN MORE

Hey, we all make mistakes; that’s why we’ve created Fresh Start Checking. Perhaps you’ve had a difficult time and ran into some problems with your finances. Fresh Start is an affordable option that provides you with the tools to help manage your account wisely and build a history of responsible money management.

After 6 consecutive months of no NSF fees and upon your request, we will convert your account to a TFFCU checking account of your choice.

%281%

MONEY
MARKET*


Make your money work for you.
Free online banking
Free online bill pay
Remote Deposit
E-statements
6 withdrawals or transfers per month
Tiered dividend rates
Unlimited deposits
$2,500 minimum average daily balance
Personalized checks
LEARN MORE

The more you save, the more you earn with a Focus FCU Money Market Account. You can access your account six times per month via check, online Banking, or Electronic Funds Transfers (EFT).

TAP FOR DISCLAIMER

*Interest is paid monthly.

ROUND UP PROGRAM

ROUND UP PROGRAM

Saving just got easier with our Round Up program. Round Up the modern day version of the change jar. The program is simple. Every time you use your Visa Check Card, we’ll round up each purchase by any amount you designate from $.25 to $2.00 more than your purchase. At the end of the day, we’ll transfer the difference into your Focus FCU savings account.

Round-Up is a great way to save for a vacation, rainy day, home improvements or for your children and grandchildren. To add the Round Up feature to your Focus FCU debit card, stop by any Focus FCU branch or contact a Financial Services Representative at

405.230.1328

DESIGNATE

Choose an amount between $.25 & $2.00 to add to each transaction. We’ll say $.25 in this example.

SPEND

Do some shopping; get gas; pay a bill; eat out! Now we have 3 transactions on our VISA check card.

SAVE

You’ve just saved $.75. Small potatoes? Believe us, it adds up!

Get started with Focus today and enjoy the benefits of membership!

Get started with Focus today and enjoy the benefits of membership!