High Interest Checking Account

Focus Debit Mock Visa Right

High Interest Checking

Focus members earn smarter with our Focus High-Interest Checking Account. Take advantage of high yield dividends on your checking account, all while reaping the benefits of being a Focus FCU member. Each account is backed by our powerful online banking system. E-statements, remote deposit, loan discounts, and unlimited transactions help you stay in control of your money.

High Interest Checking*

  • Earn high yield dividends
  • Free online banking and bill pay
  • Free mobile banking and remote deposit
  • E-statements
  • No monthly service fees
  • Unlimited transactions
  • $400 minimum direct deposit required
  • $25 minimum deposit to open
  • Access to more than 16,000 ATMs
  • Visa check card
  • Higher dividends paid on Share Certificates and Money Markets*
  • A complimentary box of checks upon account opening
  • Get Paid up to two days early!*

*One account allowed per SSN or ITIN. To be eligible, you must meet the following requirements; $400 minimum direct deposit required, enrolled in E-statements, online banking, and have 12 (cleared) debit card transactions per month. Higher dividends paid on balances up to $20,000. Balances up to $20,000 will receive an annual percentage yield of 1.25% and balances above $20,000 will receive .15% APY* after monthly qualifications are met. Rates are variable and subject to change without notice.

*Access to early funds is solely dependent on receiving the electronic file guaranteeing funds from your employer earlier than your normal payday. *APY= Annual Percentage Yield. [.15% APY-1.25% APY]


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