High Interest Checking
Focus members earn smarter with our Focus High-Interest Checking Account. Take advantage of high yield dividends on your checking account, all while reaping the benefits of being a Focus FCU member. Each account is backed by our powerful online banking system. E-statements, remote deposit, loan discounts, and unlimited transactions help you stay in control of your money.
High Interest Checking*
- Earn high yield dividends
- Free online banking and bill pay
- Free mobile banking and remote deposit
- No monthly service fees
- Unlimited transactions
- $25 minimum deposit to open
- Access to more than 16,000 ATMs
- Visa check card
- Auto loan discount of .25%*
- Higher dividends paid on Share Certificates and Money Markets*
- A complimentary box of checks upon account opening
- Get Paid up to two days early!*
*One account allowed per SSN or ITIN. To be eligible, you must meet the following requirements; $400 minimum direct deposit required, enrolled in E-statements, online banking, and have 12 (cleared) debit card transactions per month. Higher dividends paid on balances up to $20,000. Balances up to $20,000 will receive APY of 1.25% and balances above $20,000 will receive .15% APY after monthly qualifications are met. Rates are variable and subject to change without notice.
*Access to early funds is solely dependent on receiving the electronic file guaranteeing funds from your employer earlier than your normal payday.