High Interest Checking
Focus members earn smarter with our Focus High Interest Checking Account. Take advantage of high yield dividends on your checking account, all while reaping the benefits of being a Focus FCU member. Each account is backed by our powerful online banking system. E-statements, remote deposit, loan discounts, and unlimited transactions help you stay in control of your money.
High Interest Checking*
- Earn high yield dividends
- Free online banking and bill pay
- Free mobile banking and remote deposit
- No monthly service fees
- Unlimited transactions
- $25 minimum deposit to open
- Access to more than 16,000 ATMs
- Visa check card
- Auto loan discount of .25%*
- Higher dividends paid on Share Certificates and Money Markets*
- Complimentary box of checks upon account opening
*One account allowed per SSN or ITIN. To be eligible, you must meet the following requirements; $400 minimum direct deposit required, enrolled in E-statements, online banking and have 12 (cleared) debit card transactions per month. Higher dividends paid on balances up to $20,000. Balances up to $20,000 will receive APY of 1.75% and balances above $20,000 will receive .15% APY after monthly qualifications are met. Rates are variable and subject to change without notice.