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Share Certificates

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To meet your personal investment needs, Focus offers a range of high-interest Share Certificates with varying rates and terms.

Earn market rates that are set monthly and vary by term
Share Certificates are available in terms of 6-48 months
Monthly dividends may be paid directly to you or reinvested for compounding and higher earnings
Borrow against 100% of Share Certificate funds on deposit at low loan rates
Your money is safe and secure because it is federally insured.
Early withdrawal penalties apply and vary by the length of the investment
$1,000 minimum to open ($500 minimum for minors)

*A penalty may be imposed for early withdrawal.

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6mo Certificate

Dividend Rate:

3.200^% APY

12mo Certificate

Dividend Rate:

3.780^% APY

24mo Certificate

Dividend Rate:

2.956^% APY

36mo Certificate

Dividend Rate:

2.810^% APY

Focus FCU makes investing easy

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