You may delay, but time will not.

- BENJAMIN FRANKLIN

Security & earning power. You deserve nothing less.

To fit your personal investment needs, Focus offers many high-interest Share Certificates with varying rates and terms.

Earn market rates that are set monthly and vary by term

Share Certificates are available in terms from 6-48 months

Monthly dividends may be paid directly to you or reinvested for compounding and higher earnings

Borrow against 100% of Share Certificate funds on deposit at low, loan rates

Your money is safe and secure because it is federally insured.

Early withdrawal penalties apply and vary by the length of the investment

$1,000 minimum to open ($500 minimum for minors)

An IRA is a retirement savings plan that allows you to make tax deductible contributions by periodic deposit or a lump sum. An IRA Share Savings account earns a variable dividend and requires a minimum deposit of $25. IRA Share Certificates are available for a term of 12-48 months with a $1,000 minimum deposit. IRA deposits are separately insured to $250,000 by the NCUA. Focus Federal Credit Union also offers Traditional IRAs, ROTH IRAs and Coverdell Education Savings Plans.

You may delay, but time will not.

- BENJAMIN FRANKLIN

SHARE CERTIFICATES

Security & earning power. You deserve nothing less.

To fit your personal investment needs, Focus offers many high-interest Share Certificates with varying rates and terms.

Earn market rates that are set monthly and vary by term

Share Certificates are available in terms from 6-48 months

Monthly dividends may be paid directly to you or reinvested for compounding and higher earnings

Borrow against 100% of Share Certificate funds on deposit at low, loan rates

Your money is safe and secure because it is federally insured.

Early withdrawal penalties apply and vary by the length of the investment

$1,000 minimum to open ($500 minimum for minors)

IRAs

An IRA is a retirement savings plan that allows you to make tax deductible contributions by periodic deposit or a lump sum. An IRA Share Savings account earns a variable dividend and requires a minimum deposit of $25. IRA Share Certificates are available for a term of 12-48 months with a $1,000 minimum deposit. IRA deposits are separately insured to $250,000 by the NCUA. Focus Federal Credit Union also offers Traditional IRAs, ROTH IRAs and Coverdell Education Savings Plans.

Get started with Focus today and enjoy the benefits of membership!

Get started with Focus today and enjoy the benefits of membership!