There's A Credit Card Just For You

We offer several credit card options in order to support our members with their financial needs. Use your Focus MasterCard for everyday expenses, larger purchases, or annual expenses like trips and vacations. Our financial counselors can work through the benefits and terms of each card with you, and help you make a selection that best fits your lifestyle. Our MasterCard’s feature:

  • Low fixed rates
  • 25-day grace period on purchases
  • Online access to your credit card account
  • 24-hour fraud monitoring
  • Worldwide access
  • No transaction fees for purchases
  • No over-limit fees
  • No annual fees
  • No cash advance fees
  • No balance transfer fees

For complete information, you may download our MasterCard Account Agreement.

MasterCard Classic

as low as:

10.99% - 17.99% APR

MasterCard Platinum

as low as:

8.99% - 15.99% APR

MasterCard Secured

as low as:

13.99% APR

Questions about your billing statement? Need to report a lost or stolen credit card? We’ve got you covered.


Automated service is available 24/7.

       Customer Service: 1.833.541.0763

Card Activation: 1.833.541.0770

Lost/Stolen: 1.833.541.0777

PIN Change: 1.866.297.3413

Dispute: 1.888.829.6434

eZCard: 1.866.604.0380

SecurLOCK: 1.855.961.1602

Access your account 24/7 online by visiting eZCard (


Credit card payments can be mailed to


P.O. Box 672051
Dallas, TX 75267-2021


Get a credit card from Focus FCU

Apply Now