Three credit card options

We offer several credit card options in order to support our members with their financial needs. Use your Focus MasterCard for everyday expenses, larger purchases, or annual expenses like trips and vacations. Our financial counselors can work through the benefits and terms of each card with you, and help you make a selection that best fits your lifestyle. Our MasterCard’s feature:

• Low fixed rates
• 25-day grace period on purchases
• Online access to your credit card account
• 24-hour fraud monitoring
• Worldwide access
• No transaction fees for purchases
• No over-limit fees
• No annual fees
• No cash advance fees
• No balance transfer fees

For complete information, you may download our MasterCard Account Agreement.