Fresh Start Personal in OKC

Fresh Start Personal Loans from Focus FCU are designed to help build credit while building your savings. When approved, you will get the option of either $500 or $1,000 loan. Half of the loan amount will be placed on hold in the member’s savings account during the payback period. You’ll earn share dividends while the loan is in repayment. Once the loan is repaid in full, the funds are released.

  • 6 months verifiable employment history required
  • 2 recent pay stubs required
  • Payroll deduction and automatic payment options
  • 2 emergency contacts required
  • Loan amounts of $500 or $1,000
  • Payday loan alternative
  • Terms from 6 to 12 months
  • Face-to-face loan closing with credit counseling
  • Establish your savings account
  • Build a better credit score
  • Increase your ability to borrow at lower interest rates in the future
  • Help you meet your financial needs today and tomorrow