Youth Accounts

At Focus Federal Credit Union, we believe good habits start young, and saving is one of the smartest. Our Youth Savings Accounts are designed to help kids and teens take their first steps toward financial independence, with tools and support that grow with them.

Whether they’re saving birthday money or their first paycheck, our accounts make it easy and fun to build smart financial habits.

• Financial Literacy Begins Early: Kids who learn to save understand the value of money and how to manage it wisely.
• Watch Their Money Grow: With competitive interest rates and no monthly fees, their savings can grow while they learn.
• Goal Setting Made Simple: Whether it’s a bike, a gaming console, or college savings, it teaches patience and planning.
• Parental Peace of Mind: Monitor progress, set limits, and guide your child’s financial journey with ease.

• Free piggy bank or welcome gift
• Access to fun financial education tools
• Special rewards for reaching savings milestones
• Pair with our Student Checking for even more amazing benefits