Credit Builder

A good credit history is important to your financial health. At Focus Federal Credit Union, we designed our Credit Builder Loan to help young adults and members without any credit history build a credit file which will help you obtain lower interest rates on future loans.

Build yourself some credit.

HOW TO GET IT


Must have no established credit history and no derogatory payment history

Six months verifiable employment history

Verifiable income source required

Two emergency contacts required

Only one loan allowed at one time and no subsequent loans of this type allowed. No rollovers and no add-ons.

WHAT YOU GET


Loan amounts between $250-$1,000

Terms from 6-12 months

No credit score requirements

Face-to-face loan closing with credit counseling

Credit Builder Toolkit

.50% discount with auto-payment

WHAT IT CAN DO FOR YOU


Establish a credit file

Increase your ability to borrow at lower interest rates in the future

Helps meet your financial needs today

Credit Builder

A good credit history is important to your financial health. At Focus Federal Credit Union, we designed our Credit Builder Loan to help young adults and members without any credit history build a credit file which will help you obtain lower interest rates on future loans.

Build yourself some credit.

HOW TO GET IT


Must have no established credit history and no derogatory payment history

Six months verifiable employment history

Verifiable income source required

Two emergency contacts required

Only one loan allowed at one time and no subsequent loans of this type allowed. No rollovers and no add-ons.

WHAT YOU GET


Loan amounts between $250-$1,000

Terms from 6-12 months

No credit score requirements

Face-to-face loan closing with credit counseling

Credit Builder Toolkit

.50% discount with auto-payment

WHAT IT CAN DO FOR YOU


Establish a credit file

Increase your ability to borrow at lower interest rates in the future

Helps meet your financial needs today