At Focus FCU, We Match Rates to Keep You Confident
When financing or refinancing your next collateral loan with us, you can feel confident that you are getting a great rate with our rate match options.
Terms and Conditions
To qualify for a rate match, you’ll need to provide one of the following forms of documentation:
- The name of the competitor and the date the rate was quoted.
- A rate quote is verified through a web page, written documentation, or by phone. (Documentation type is at Focus FCU’s discretion.)
- Matching rate will be subtracted from standard base rates. TFFCU promotional loan rates are ineligible for rate matches.
- Rate match applies to the same term or less due to interest rate risk.
Eligibility Requirements
- Rate match applies to new collateral loans only—existing Focus FCU loans are not eligible.
- Eligible loan types include:
- Auto loans
- RVs
- Boats
- ATVs
- Motorcycles
- Tractors
- Trailers
- The following loan types are not eligible:
- Credit Cards (MasterCard®)
- Share or CD-secured loans
- Tornado loans
- Real estate loans
Additional Details
- Focus FCU will match up to 0.50% on qualified loans, depending on credit tier.
- This offer cannot be combined with any other promotions from Focus FCU.
Let us help you get the best deal! Contact us today to learn more about how you can save.
*Offer is subject to credit approval. Membership eligibility required. Existing Focus FCU loans are not eligible for the Rate Match offer. New loans only. Documentation of comparable terms with lower rate required, subject to approval. Manufacturer financing options excluded. Eligible loans- Auto, RV, Motorcycle/ATV, and watercraft loans. Ineligible loans – MasterCard’s, Share or CD Secured, Tornado, and Real Estate Loans. This offer cannot be combined with any other TFFCU offer.