Security and earning power. You deserve nothing less.
To fit your personal investment needs, Focus offers many high-interest Share Certificates with varying rates and terms.
- Earn market rates that are set monthly and vary by term
- Share Certificates are available in terms from 6-48 months
- Monthly dividends may be paid directly to you or reinvested for compounding and higher earnings
- Borrow against 100% of Share Certificate funds on deposit at low loan rates
- Your money is safe and secure because it is federally insured.
- Early withdrawal penalties apply and vary by the length of the investment
- $1,000 minimum to open ($500 minimum for minors)
*A penalty may be imposed for early withdrawal.
6mo Certificate
Dividend Rate:
4.550% APY
12mo Certificate
Dividend Rate:
4.270% APY
24mo Certificate
Dividend Rate:
3.010% APY
36mo Certificate
Dividend Rate:
3.110% APY
