7 Tips for How to Get Out of Debt Quickly
Debt can be used to your advantage, but more often, it holds you back from…
5 Financial New Year’s Resolutions
Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s…
What Is Debt Consolidation, and Why Is It Helpful?
Debt is a big worry lingering in your mind, even if you’re good at ignoring…
7 Scams To Watch Out for This Holiday Season
‘Tis the season to be jolly! And unfortunately, ‘tis also the season for scammers to…
What Are Some Side Hustles I Can Do This Holiday Season?
Q: This time of year can get expensive, so I’d love to pad my pockets with…
All You Need to Know About Annuities
Annuities can be a valuable financial tool when planning for retirement. They provide a way…
Retirement Primer: Things to Know About Trust Funds
While most people think about wills when they think about estate planning, a will is…
10 Back-to-School Hacks to Beat Inflation
Back-to-school season is here, and this year, the second-biggest shopping season will be more expensive…
4 Ways Your Credit Union Can Help Fund Your Summer Vacation
If you’re like most Americans, as soon as you see ads announcing Memorial Day sale…
Repo Vehicles for Sale
There are no repossessions available at this time, please check back later.
What Kind of Home Improvement Projects Will Add Value to My Home?
Q: I’m doing some work on my house this spring, and I’m wondering how I can…
Master Your Finances: How to Budget with Irregular Income
The gig economy has changed the nature of work. Millions of people are now employed…
Unlock Your Dream Home: First-Time Homebuyer Guide
Buying a home for the first time is exciting and a little scary. Even when…
Don’t Get Caught in an Emergency Scam!
It’s your grandson on the line and he’s in deep trouble! He’s telling you he’s…
I’m Barely Making it Through the Month. Do I Still Need to Save?
Q: I’m in a bad financial place now, and I sometimes run out of money before…
What to Buy and What to Skip in April
The days are getting longer and warmer, and that means summer is just around the…
Is Opening a HELOC a Smart Financial Move?
When you need money, it can be tempting to turn to credit cards. Credit cards…
8 Financially Responsible Ways to Use Your Tax Refund
It’s tax refund season! How are you going to be spending the pile of cash…
What is a FICO Score?
FICO® scores are a dynamic sequence of three-digit numbers ranging from 300-850 used as an…
How Can I Save on Heating Costs This Winter?
Q: It’s that time of year again when the outside temperature drops and my heating bills…
How to Pay Off a Car Loan Faster
The average loan term for a new car is more than 70 months, meaning almost…
Your Complete Guide to Santa Shock Recovery
The holidays are over, and with the start of a new year, there often comes…
Unsecured Loan: What It Is, How It Works & How to Qualify for One
If you need more financial flexibility or extra funds, you might be weighing your options….
How to Host a Stress-Free Holiday Meal on a Budget
The holidays are supposed to be a joyous time to come together and celebrate, a…
Focus Federal Credit Union Recognized by Newcastle Chamber of Commerce for Exemplary Community Commitment
FOR IMMEDIATE RELEASE Newcastle, November 9th, 2023 – Focus Federal Credit Union proudly announces its…
How Long Does It Take to Get a Home Equity Line of Credit (HELOC)?
You might consider a home equity line of credit (HELOC) if you need cash for…
Do Personal Loans Affect Your Credit Score?
You’ve been hit with an unexpected medical bill. You’re looking to consolidate your debt. The…
How Much Can I Borrow for a Personal Loan?
How much you can borrow for a personal loan depends on your finances. If you’re…
Steps to Take When Your Credit Card’s Been Frauded
The Importance of Saving for a Rainy Day
When life is comfortable and things are going well, it’s hard to think about the…
Building Financial Resilience: Strategies for Overcoming Financial Stress
In today’s fast-paced world, we face unique financial challenges as we juggle multiple responsibilities. The…
Supercharge Your Savings: End-of-Summer Savings Tips
As summer slowly starts winding down, it’s a great time to reflect on your financial…
A Guide to Using Credit Cards Responsibly
It’s tempting to view a credit card as an endless supply of money, but informed…
Teaching Kids to Set Savings Goals
The habit of saving money is a valuable life skill. As younger people fall faster…
Three Common Money Mistakes People Make
Everyone wants to manage their money responsibly, but many people often make mistakes in ways…
How Can I Beat Inflation and Save on Back-to-School Shopping?
Finding a Signature Loan in OKC
Are you looking for a personal loan that’s easy to obtain with few limitations? Finding…
Using Credit Union Service Locations
Accessing your money should be a simple, convenient experience. You want access to digital and…
Travel Hacks: Open a Vacation Club Account
Planning your dream vacation can be great fun – until you need to figure out…
Travel Hacks: 6 Ways to Save on Airfare
If you’re planning a trip overseas, airfare may be your largest vacation expense. Even when…
Why You Should Invest in Bank Accounts with High-Interest Rates
If you’re looking to grow your savings, a high-yield account could be ideal for storing…
Financial Literacy Month
Financial literacy is the ability to understand and use financial skills, including responsible money management,…
Focus Federal Donates to Chickasha Public Schools
Program gives $10,000 to Chickasha Public Schools. OKLAHOMA CITY – Focus Federal Credit Union announced the launch of…
8 Essential First-Time Home Buyer Tips
Buying your first house is exciting, stressful, and challenging. Understanding the process will help you…
Can You Shop Around for Mortgage Rates to Save on Your Home Loan?
When you’re buying a home, getting a mortgage may seem like just another task to…
What Mortgage Can I Afford? Understanding Mortgage Affordability
Buying a house is a huge undertaking. When looking for a new home, it’s easy…
What is a Good Credit Score?
You’ve likely heard the importance of a good credit score. But did you know there…
Credit Union vs. Bank Auto Loan: Which Should You Choose?
Buying a car is commonly the second most expensive purchase people make after buying a…
Credit Union vs. Bank: What’s the Difference?
When opening a checking or savings account, taking out a loan, or seeking a line…
How Do I Fund An Emergency?
Q: Do I need to have a separate rainy day fund and emergency fund? A: In an…
When Should I Refinance My Mortgage?
Household finances change. Maybe you’ve built equity in your home, your credit score improved, or…
How to Save an Emergency Fund
A fender bender, an unexpected bill, loss of income, or a new water heater —…
When Can You Get Preapproved for a Mortgage?
Are you thinking about buying a home? An excellent first step is getting preapproved for…
What is Financial Wellness?
You may consider joining a gym or taking the stairs at work when you want…
We’re in a Bear Market. Now What?
On June 13, 2022, the U.S. economy officially entered a bear market. You may be…
6 Ways to Pay Less at the Pump
Just when you think they can’t possibly jump any higher, gas prices start rising again….
Best Accounts for Teenagers
Is your teen outgrowing their piggy bank? Maybe they need a place to deposit paychecks…
Should I Refinance my Motorcycle Loan through my Credit Union
Q: My motorcycle loan is killing my budget, and I’d love to refinance to ensure…
How Teenagers Can Save Money Fast
Teen years are often the first time young people earn their own money. A small…
6 Steps to Get Back on Your Feet After a Car Repossession
Having your car repossessed can leave you feeling helpless. You likely depend on your vehicle…
Don’t Get Caught in a Vacation Rental Scam
With prices rising on everything, including hotel stays, record numbers of vacationers are choosing to…
Why Are Gas Prices So High?
Surges in prices at the pump are impossible to miss. With gas costs setting records…
What Does It Mean to Refinance a Home?
As interest rates begin to climb, refinancing might make sense. In addition to bringing down…
Ukraine Relief Scams
As the military conflict between Russia and Ukraine continues to intensify, the humanitarian crisis is…
15 Fun Gifts for Dad that Don’t Break the Budget
It’s Dad’s time, and you want to go all out to make your all-time favorite…
What Are Cryptocurrencies?
Cryptocurrency is growing in popularity. From Bitcoin to Ethereum and others, there are thousands of…
5 Steps to Going Cashless in Today’s Society
Ever tire of carrying cash? As options increase for digital payments, we’re moving closer to…
How Do Car Title Loans Work?
There are different reasons you may need a loan. Maybe you need to catch up…
What is a Fraud Ring and How Can I keep Myself Safe?
Q: I’ve been hearing a lot about fraud rings and how dangerous they can be…
What Banks Offer Second Chance Accounts?
You may run into roadblocks opening a traditional checking account if you have a few…
Choosing An Equity Loan In A Rising Rates Environment
Q: I’d like to take out a loan against my home’s equity, but I’ve heard…
What It’s Like to Work for Focus Federal
Focus Federal Credit Union is a financial institution delivering the capabilities of a big bank…
Gas Price And Station Apps
GasBuddy This highly-rated app is a favorite among 70 million users for good reason. GasBuddy…
Last-Minute Tax Tips to Know Before You File
The big day is drawing near, and if you haven’t already done so, it’s time…
How Does War Affect the American Economy?
Q: Now that Russia has invaded Ukraine, it really has me wondering; How does war…
What are the Tax Benefits of Owning a Home
Q: I’m in the market for my first home, and I’m trying to get a…
Step 3 to Financial Wellness: Pay Down Debt
Consumer debt can be one of the biggest challenges to realizing good financial wellness. Credit…
Don’t Get Scammed this Spring Break!
It’s been a long winter and you’ve been looking forward to a springtime getaway for…
Debt Consolidation: Not A Silver Bullet, But Still A Good Idea
If you’re up to your eyeballs in debt, the one thing you may wish for…
How Can I Save on Entertainment Costs?
Q: With inflation driving up costs on everything imaginable, my monthly budget has really taken…
Black History Month and Credit Unions
Black History Month provides Americans across the country with the opportunity to celebrate the rich…
The Best Way to Spend Your Paycheck
Everyone loves payday, but too many employees don’t know how to allocate their paycheck in…
The Power of Being Rich: 10+ Essential Principles to Manifest What You Already Have
Title: The Power of Being Rich: 10+ Essential Principles to Manifest What You Already Have Author: Roger…
Don’t Get Caught up in a Tax Return Scam!
It’s tax season, and while that may mean you’re drowning in forms and paperwork, for…
All You Need to Know About the Metaverse and NFTs
If a time-traveler from the 19th century landed in your living room, you’d likely have…
My Money My Way: Taking Back Control of Your Financial Life
Title: My Money My Way: Taking Back Control of Your Financial Life Author: Kumiko Love Hardcover: 240…
Helpful Environmentally Friendly Tips for Saving on Heating Costs
As the outside temperature falls, we raise the temperature inside, and with it, heating costs…
How Can I Save on Super Bowl Sunday?
Q: I’m looking forward to hosting a big party on Super Bowl Sunday and possibly…
Why Refinancing Your Mortgage In 2022 Is A Smart Move
While current mortgage rates are a bit above the record lows seen in early 2021,…
Credit Card Debt: How it Hurts and How You Can Escape
Total up the credit card debt of all the people in America, and it gives…
How to Create a Budget in 6 Easy Steps
If you’re always wondering how you’re going to pay the next bill, feel guilty when…
How to Beat the Post-Holiday Blues- It Doesn’t Need to Cost a Thing!
The visitors have returned home, the leftovers in the fridge have been tossed, the kids…
Oklahoma Education Savings Plans
We all know college is expensive, and tuition costs are rising. The average student loan…
New Year, New Money Habits: How to Stick With it in 2022
If you’re like most people, you likely start each year with a list of resolutions…
Focus Federal Gives Back for the Holidays
Focus Federal Credit Union employees are giving back to local charitable organizations this holiday season….
Baby Steps Millionaires
Title: Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too Author: Dave Ramsey…
Your Complete Year-End Financial Checklist
As 2021 draws to a close and we prepare to usher in 2022, take a…
10 Tips for ATM Safety
With shorter days approaching, bringing more hours of darkness along with them, it’s more important…
4 Scams to Watch Out for this Black Friday
Black Friday has traditionally been the day that kicks off the holiday shopping season, sending…
Have a Holiday Savings Plan, So You Can Sit Back and Enjoy the Holidays
Seven in 10 people say they typically go over budget during the holidays. Expenses including…
8 Holiday Shopping Hacks to Help You Save Big This Season
Ready, set… charge! The holiday shopping season is here, and between inflated prices, the rising…
Is Inflation Here to Stay?
Q: These days, I feel like I need to take out a second mortgage just…
How Should I Fund My Holiday Shopping?
Q: I’ve made my gift list and I’m checking it twice. But, I’m getting a bit…
What to Expect for Holiday Shopping 2021
The holidays are coming and it’s time to hit the shops! Retailers and consumers around…
Beware of Debt-Collection Scams
Have you ever gotten a call saying you owe money? Threats that if you don’t…
We Should All Be Millionaires
We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth and Gaining…
Should I Lend Out My Credit Card?
Q: Some of my friends keep asking to borrow my credit card and I’m wondering if…
4 Super-Scary Scams To Watch For This Halloween
Don’t let a Halloween scam spook you! Stay a step ahead of those crooks by…
All You Need to Know About Your First (Student Loan)
You might approach your student loan the same way you approach those term papers: If…
5 Ways To Pay Off A Loan Early
If you’re like most Americans, you owe money toward a large loan. Whether that means…
6 Ways to Boost Your Credit Score
An excellent credit score is the ultimate goal of the financially responsible consumer. Those three…
You Won’t Believe All of These Changes to Student Loans
The past 18 months have been full of change, including those to student loans. Focus…
21 Ways to Celebrate National Hispanic Heritage Month
National Hispanic Heritage Month is observed annually from Sept. 15 through Oct. 15. Since 1968,…
Types of Student Loans and Funding Options for College
Navigating the financial aid process and paying for college takes work and, at times, can…
Going Green: How to Save the World While Saving Money Each Month
What are my options for digital banking? Plenty. We live in the digital age, where…
How do I Raise my Kids to be Financially Independent Adults?
Q: How do I raise my kids to become financially independent adults? A: It’s commendable to…
6 Steps to Crushing Debt
You and debt are so over. You’ve just about had it with those endless piles…
Your Complete Guide to Buying a Motorcycle
If you’re ready to purchase your first motorcycle, you’re likely thrilled — and more than…
How to Get a Job in College
From tuition to books to room and board, college is expensive. A job is a…
What to Buy and What to Skip in August
Q: I’d love to pick up some great bargains as the summer winds down, but…
Student Checking Accounts in Oklahoma: What You Need to Know
A bank account is an excellent way for students to learn money management and establish…
Starting a Child’s Savings Account
The key to good saving habits is starting early so that the behaviors carry into…
Your Complete Guide to Buying an RV and ATV
If you’re ready to purchase an RV or an ATV, the number of choices to…
How to Make Your Career Choice Fit Your Budget
As you prepare for graduation and begin scouting different employment opportunities, be sure to look…
7 Tips for a Budget-Friendly Road Trip
With many indoor attractions still closed or operating only at a limited capacity, there’s never…
How to Save on Wedding Costs
Did you know that the cost of the average wedding in the U.S. is $28,000*?…
Bitcoin and Cryptocurrency Trading for Beginners 2021: 3 Books in 1
Title: Bitcoin and Cryptocurrency Trading for Beginners 2021: 3 Books in 1: The Ultimate Guide…
Scam Alert: Watch Out for Vacation Scams
Hello, summer! It’s the season of flip-flops and ice pops, of sun-drenched afternoons and lazy…
Scam Alert: Beware Child Tax Credit Scams
The Child Tax Credit, a part of the American Rescue Plan Act of 2021 that…
How to Make a Vacation Budget You Can Keep
With mask mandates and occupancy limits easing and/or lifting, millions of Americans are looking forward…
Independence Day Celebrations, Yesterday and Today
Do you know exactly what happened on July 4, 1776? What do our Fourth of…
What ‘In the Heights’ Teaches about the Sum of Money Saved for the Future
“Ninety-six Gs ain’t enough to retire.” The line from the “In the Heights” song “96,000”…
Post-Pandemic Money Moves
Money Moves, Post-Pandemic Re-acclimating to normal life as pandemic restrictions are lifted and businesses reopen…
What Do I Need to Know About the Advance Child Tax Credit Payments?
Q: I’ve heard that the IRS will start making advance payments toward the Child Tax Credit…
How Do Credit Union Loans Work?
Credit union loans work much like they do at a bank, except you get a…
College Degree Scams
For many young adults, obtaining a college degree in their desired field is the key…
What to Do with Your Money When Crisis Hits: A Survival Guide
Title: What to Do with Your Money When Crisis Hits: A Survival Guide Author: Michelle Singletary Hardcover: 224…
Six Reasons to Switch to eStatements
Are you constantly dealing with a barrage of junk mail that clogs up your mailbox?…
Should I Invest in Cryptocurrency?
Q: All I’m reading and hearing about in financial news lately is about investing in…
All You Need to Know About Vacation Club Accounts
The days are getting longer and hotter, so that means summer will be here before…
What is Refinancing?
Mortgage refinancing in Oklahoma is the process of replacing your existing home loan with one…
The Promises and the Perils of Buy Now Pay Later
Buy now, pay later (BNPL) programs almost seem too good to be true. You can…
5 Steps to Take Before Making a Large Purchase
Have you been bitten by the gotta-have-it bug? It could be a Peloton bike that’s…
Home Improvement Scams
As we reach the dog days of summer, many of us are facing the consequences…
5 Tips For Preparing a Post-College Budget
Leaving college often means the start of a new job, student loan debt to pay…
Surviving Your First Finals Week
Whether you’re that straight-A student everyone loves to hate or you’re barely scraping by at…
When Should I Do It Myself and When Should I Leave it to the Pros?
Q: Which home improvement projects can I tackle myself or DIY, and which should I…
Beware the USPS Smishing Text Scam
Your phone pings with an incoming text. You swipe it open to find a message…
The Storm Aftermath: What to do Next
Natural disasters happen. It never happens at a convenient time, however, and it does not…
How Do I Read the Fine Print on My Credit Card Paperwork?
Q: Paperwork from credit card companies always seems to be filled with tiny print that’s hard…
Mother’s Day On A Budget
Along with the blossoming flowers, the blazing sunshine and the tinkling bell of the ice…
5 Reasons to Get an Auto Loan From a Credit Union Instead of a Bank
It’s time to get some new wheels. But deciding where to finance your vehicle can…
What is Credit Card Interest and How Does it Affect Me?
Getting your first credit card is super-exciting. That small piece of plastic is a gateway…
When Should I Put My House On The Market?
If you’re thinking of selling your home, think spring, because the season of blossoming flowers…
Lawn-Care Scams Sprout up in Spring
Spring is here, and the buds are sprouting like mushrooms after rain. Unfortunately, so are…
What Do I need to Know About Today’s Real Estate Market?
Q: The news from today’s real estate market can be confusing. What do I need…
Should You Buy a New or Used Car?
Buying a vehicle can be an exciting time. However, it often involves deciding between new…
What You Didn’t Know About Home Loans
A home loan, otherwise known as a mortgage, enables you to purchase a house without…
Spring Cleaning Hacks
The sun is shining, the birds are chirping, the flowers are blooming — and your…
Credit Union Protection Plans
Q: What exactly is a credit union protection plan like GAP, mechanical breakdown, and debt…
Celebrate National Virtual Vacation Day
March 30th is National Virtual Vacation Day, and the past year has taught all of…
Thriving in a Multigenerational Workplace
Gone are the days when you got a job out of high school or college…
Beware the Amazon Watch Raffle Scam
Everyone admires Amazon’s scope and efficiency. Scammers are no exception. Recently, they’ve been piggybacking on…
What Will Happen with My Loved One’s Finances After they Die?
Q: My close relative is getting on in years. I’ve been wondering, what will happen…
Spring Clean Your Finances
Spring is a great time of year to clear your house of accumulated junk and…
Saving on Landscaping
For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft,…
All You Need to Know About the New Stimulus Bill
On March 6, the Senate passed the new relief bill, the $1.9 trillion American Rescue…
5 steps to get out of your upside down car
Getting upside down in your car loan isn’t something you plan, it just happens. Luckily,…
Why You Should Finance Your Next Auto Loan at Your Credit Union
When shopping for a new set of wheels, your first stop should be right here,…
A Guide To Opening Your First Credit Card
Opening your first credit card is one of the rites of passage into genuine adulthood,…
5 Great Discounts for Older Adults
One of the many perks of advancing in years is scoring great discounts on all…
8 Ways to Spot A Job Scam
If you’re in the market for a new job, or you’re looking for extra part-time…
Should I Sign Up for Budget Billing?
Q: My steep utility bills in the winter and summer months always throw my budget for…
How Does Financial POA Work?
Q: What is a financial power of attorney or POA and how does it work?…
7 Steps Toward Purchasing An Auto Insurance Policy
Are you in the market for a new auto insurance policy? Here’s your guide to…
Should I Take the Zero-Percent Financing Offered by the Dealer?
Q: I’m in the market for a new set of wheels, and I’ve seen some dealers…
Personal Loans for Bad Credit
We all make mistakes and hit some financial bumps in the road. At times it…
If You Hear This, You’re Talking to a Tax Scammer
It’s tax season, and scammers are working overtime to get your money. Tax scams are…
Preparing Financially for a New Baby
Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement —…
Are There Auto Loans for Bad Credit?
There are three numbers that greatly determine your ability to obtain a loan – your…
8 Valentine’s Day Hacks
It’s time to celebrate the significant other in your life! If you’re thinking that means…
How Can I Achieve Success at My New Job?
Q: I’ve just landed a new job, and I’m a bit nervous about starting. How…
The Benefits of Debt Consolidation
Q: I’m up to my ears in debt, and I’d love a way out. I’m…
International Data Privacy Day
With kids still attending online classes and many adults still working from their homes, we…
Second Wave of Stimulus Checks Brings More Scams
The second wave of stimulus checks only started hitting checking accounts a few weeks ago,…
Know Yourself, Know Your Money
Title: Know Yourself, Know Your Money: Discover WHY you handle money the way you do, and…
Are P2P Payment Systems Safe?
P2P payment services, like Venmo, Zelle, and Square’s Cash App, are aiming to make cash…
Celebrate Valentine’s Day on a Budget
Love is in the air and the money is flowing like heart emojis. According to…
The Ultimate Guide To Your First Apartment
If you’re in the market for your first apartment, you may be feeling a little…
Managing Your Checking Account
The most obvious things in life are often overlooked, and checking accounts is just one…
Credit Score Chart
There are several credit score models but for more than 25 years FICO® scores have…
Types of First Time Home Buyer Loans
Are you confused about the different types of first time home buyer loans available today?…
Will I Be Getting a Second Stimulus Check?
After eight months of negotiations, the Senate has finally passed a bipartisan deal on a…
Everyday Millionaires: How Ordinary People Build Extraordinary Wealth – And How You Can Too
Money conversations can be super-depressing. Everything you read tells you that the “Great American Dream”…
5 Scams To Watch For After the Holidays
The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks…
Don’t Get Caught in a Weight-Loss Scam!
January is the prime time to get into shape. This year, in particular, many Americans…
How to Get Out of Debt
Debt – there’s a reason why it’s a four-lettered word. We hate to think about…
Save Money This Holiday Season with These DIY Gift Hacks
Love the holidays but hate the Santa sticker shock that follows? No need to spend…
Skiing Apps
Are you ready to hit the slopes? There’s an app for that! We’ve got the…
Surviving the Holidays With Your Sanity Intact
The holiday season is a special time. With Charlie Brown on TV and carols on…
5 Holiday Meal Hacks For Your Budget!
There are as many holiday traditions as there are families. Some people will wander through…
What is a Perfect Credit Score?
Have you ever wondered what is a perfect credit score? We break down what goes…
7 Ways To Save On Thanksgiving Costs
Thanksgiving means giving thanks for all the good in our lives. It also means stuffed…
Is Black Friday Still on in 2020?
Black Friday has gotten a bad rep in recent years. From shoplifting to stampedes, nothing…
Refinance Rates: What You Need to Know
You’ve likely heard in the news about historically low refinance rates – “Interest rates you…
Mrs. Dow Jones
Haley Sacks is smart. She’s funny. She’s cool. And she’s on a mission to make…
Thanksgiving Hacks To Save Time, Stress, and Money
Thanksgiving prep stressing you out? Wondering how you’re going to get everything done in time…
Why You Probably Don’t Need an iPhone 12
Apple’s recent announcement about its newest lines of smartphones had all the makings of a…
It’s Almost Halloween, So Let’s Talk Christmas
Football has begun, the leaves are changing and the kids are back in school. Clearly,…
Learn How To Prioritize Bills During a Financial Crunch
Our vibrant, animated country has been put on pause. Busy thoroughfares are now empty of…
Political Fundraising Scams
Election fever is now at an all-time high — and so are election scams. From…
7 Halloween Hacks You Don’t Want To Miss
Halloween is coming — and so is the fun! Everyone wants to win the prize…
5 Online Resources for Autumn
Crisp breezes, breathtaking displays of fiery-colored foliage, pumpkin spice lattes — what’s not to love…
5 Steps to Take After Being Hacked
Uh oh — you’ve been hacked! Finding out someone has cracked open your accounts and…
Avoid Car Title Loans and Other Predatory Loans
Predatory lending is a term that is typically applied to a lender that lures the…
Bobby Hoyt the Millennial Money Man
Bobby Hoyt gets it: Personal finances for millennials can be tough. There’s homeownership to consider,…
The Importance of Being Financially Fit
Are you ready to stretch those financial fitness muscles? We hope so because it’s time…
Social Media Scams: What To Look Out for and How to Stay Safe
New social media platforms seem to crop up all the time. The media moves at…
HisandHerMoney.com
When two people with opposite money views marry, it’s the ultimate in “He said, she…
Beware the Pending Package Scam
Everyone loves a surprise package, and scammers are taking the excitement out of that experience…
What Do I Need to Know About Medicare?
Q: My 65th birthday is approaching and I’m ready to apply for Medicare. What do…
How to Negotiate Salary for Your First Job
Things are falling into place, and after months of researching your options, polishing your resume,…
Beware of Mortgage Fraud
Preparing to purchase your dream home is super-exciting. That’s partly because you’re choosing a property…
Car Finance: An Easy Button
Buying a new car is exciting, but as soon as you have to think about…
New Cars Vs. Used Cars
Q: I need a new set of wheels and I’m wondering if it’s better to spring…
What’s the Best Way to Use a Home Equity Loan?
Q: With the low-interest rates and home prices rising, it seems like a great time…
Fall Shopping On A Budget
That long-anticipated day has finally come and gone. Your kids looked sharp and neat sporting…
Personal Loans: The Swiss Army Knife of Personal Finance
There’s that old saying, “There’s no such thing as a free lunch.” Turns out, it’s…
7 Important Things to Know About Auto Loan Rates
If you’re looking to buy a new or used car a good time to understand…
5 Reason To Open A Money Market Account
Are you looking for a place to park your savings dollars? Do you need an…
Tax-Free Weekend … Every Weekend
For most of us, the tax-free weekend has come and gone. It was a heady…
Can I Buy A House When I’m Paying Off Student Loan Debt?
Q: I graduated from college with a huge student loan debt. Since then, I’ve landed…
How To Protect Yourself from Payment App Scams
Q: I love the convenience of payment apps, like Cash App and Venmo, but I’ve…
Chief Financial Mom
The Chief Financial Mom, Dr. Carlson, knows that life as a mom can be super-busy….
4 Back-to-School Apps for Parents and Students
The new school year is starting soon! Whether your kids are getting ready for another…
Fifteen Tricks to Sell Your Home Quickly
Summer is in the air! And aside for the hum of lawnmowers and the chime…
How to Turn Your Backyard into an Oasis
Most of us have spent lots of time at home this spring, and it looks…
COVID-19 is Causing a Coin Shortage
The COVID-19 Global pandemic caused an initial panic leaving store shelves empty of face masks…
4 Steps to Choosing and Securing Job References
As you work on perfecting your resume and portfolio for the best shot at landing…
Beware of Back-to-School Scams
Back-to-school season means a flurry of shopping — and a flurry of back-to-school scams. Scammers…
My Savings Has Been Wiped Clean; How Can I Replenish It?
Q: The last few months have been tough on my finances, and I’ve been forced…
How to Travel Safely this Summer
Summer is here, and many Americans are itching for a vacation. But is it possible…
Why You Should Be A Member At Focus Federal Credit Union
Focus Federal Credit Union is a non-profit organization. This designation means we get to prioritize…
Snowball Method vs. Avalanche Method
Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible,…
Do Credit Unions Give Loans?
When it comes to borrowing money from a financial institution, traditional banks are the typical…
IRA’s and Recent Changes
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Your Child’s First Savings Account
There’s no better way to help a child learn the value of saving money than…
3 Tips to Finding Your First College Job
When you think college job, you might think of burger-flipping and dorky uniforms. But the…
Student Loan Changes During COVID-19
With unemployment levels rising and many employers cutting work hours, lots of college grads are…
Travel Planning Apps
With summer beckoning, you can’t ignore the call of the open road, and the foaming…
The Best Fresh Start Checking
Lots of banks don’t offer a second chance to course-correct their spending habits. Use the…
Changes to the PPP
Small businesses struggling to remain afloat during the economic upheaval caused by the coronavirus pandemic…
Why Use a Credit Union?
You see several big banks, regional banks, and community banks, yet one or two credit…
Am I Really Ready to Buy a House?
Q: I’ve saved a down payment, narrowed my choices of neighborhoods, and drawn up a…
8 Side Hustles Anyone Can Do
Who wouldn’t love some extra pocket money? Some freelance jobs don’t require any experience and…
Online Bill Pay- Automate Your Payments!
What is Bill Pay? Bill Pay is an automated bill payment system, usually through your…
7 Apps to Download this Summer
Apps To Download This Summer Summer 2020 will be different from any other. We’ll be…
Should I Buy A House During A Pandemic?
Q: I’ve been planning to buy my first home this spring, and I’ve spent years…
Stimulus Prepaid Debit Card
Four million Americans are receiving their Economic Impact Payment in the form of a stimulus…
The Best Personal Loans in Oklahoma City
Search online for the best personal loans in OKC and you will get hundreds of…
Investment Apps Like Acorns
What are Investment Apps? In the times way back before credit and debit point of…
Ways to Celebrate Memorial Day Weekend During the Coronavirus
Most years, Memorial Day Weekend is the unofficial kickoff to summer. Americans salute and honor…
Can Job Loss Be An Opportunity for Growth?
Q: I’ve been laid off from my job, and I’m struggling with my next step….
What Is A Fresh Start Car Loan?
Putting it plainly a fresh start car loan lets you purchase or refinance your vehicle…
Where is my Stimulus Check?
Q: Everyone I talk to seems to have already gotten their stimulus money, but I’m…
How To Recognize And Protect Yourself From Scams
Scammers are always trying to con victims out of their information and money. They are,…
Should I Refinance My Home Mortgage?
Q: Many of my friends have refinanced their mortgage recently, and they’re urging me to do…
Don’t Let Scammers Get Your Stimulus Check!
Millions of Americans have received or are awaiting a gift from Uncle Sam to help…
Your Complete Glossary of Financial Terms Related to COVID-19
Some of the financial terms flying around in the wake of the recently approved Coronavirus…
Paycheck Protection Program
The Paycheck Protection Program (PPP) is an important part of the historic Coronavirus Aid, Relief…
Beware of COVID-19 Cure Scams
As the coronavirus pandemic continues to sweep across the planet, the race to find a…
Video Conferencing Apps: Zoom vs. Skype vs. Google Hangouts
It’s where everything happens these days. Birthday parties. Corporate meetings. Coffee dates. Happy hour with…
How to Plan Your Holiday Spending
The Holidays are right around the corner and a chill is finally in the air….
Just Starting Out? Let’s Talk Finances
Talking about finances with your children can seem daunting. However, if you have a teen…
Tips for Starting School on a Budget
Starting school can be a huge drain on your budget and expenses continue to rise…
Vacation on a Budget
5 Budget-Friendly Vacation Ideas Here we are again, it’s summer time and we have beaches…
Being Prepared for Tornado Season
As Oklahomans, we know tornado season well. We’re all familiar with the inevitable gathering around…
Raise your credit score-let us help!
Don’t let your credit score keep you from having the life you want. Sometimes life…
Make your car buying experience better!
Everyone loves that new car smell, but is it worth all the hassle? With technology,…
Living within your means and “trimming the fat”
Are you constantly looking for ways to trim the fat on your finances and have…
Out of Sight, Out of Mind – How to Build your Savings Fast!
We’ve all heard the saying, Out of Sight, Out of Mind, but can it be…
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