7 Scams To Watch Out for This Holiday Season
‘Tis the season to be jolly! And unfortunately, ‘tis also the season for scammers to…
‘Tis the season to be jolly! And unfortunately, ‘tis also the season for scammers to…
Q: This time of year can get expensive, so I’d love to pad my pockets with…
Annuities can be a valuable financial tool when planning for retirement. They provide a way…
While most people think about wills when they think about estate planning, a will is…
Back-to-school season is here, and this year, the second-biggest shopping season will be more expensive…
If you’re like most Americans, as soon as you see ads announcing Memorial Day sale…
There are no repossessions available at this time, please check back later.
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The gig economy has changed the nature of work. Millions of people are now employed…
Buying a home for the first time is exciting and a little scary. Even when…
It’s your grandson on the line and he’s in deep trouble! He’s telling you he’s…
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The days are getting longer and warmer, and that means summer is just around the…
When you need money, it can be tempting to turn to credit cards. Credit cards…
It’s tax refund season! How are you going to be spending the pile of cash…
FICO® scores are a dynamic sequence of three-digit numbers ranging from 300-850 used as an…
Q: It’s that time of year again when the outside temperature drops and my heating bills…
The average loan term for a new car is more than 70 months, meaning almost…
The holidays are over, and with the start of a new year, there often comes…
If you need more financial flexibility or extra funds, you might be weighing your options….
Debt can be used to your advantage, but more often, it holds you back from…
The holidays are supposed to be a joyous time to come together and celebrate, a…
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You might consider a home equity line of credit (HELOC) if you need cash for…
Debt is a big worry, lingering in the back of your mind, even if you’re…
You’ve been hit with an unexpected medical bill. You’re looking to consolidate your debt. The…
How much you can borrow for a personal loan depends on your finances. If you’re…
When life is comfortable and things are going well, it’s hard to think about the…
In today’s fast-paced world, we face unique financial challenges as we juggle multiple responsibilities. The…
As summer slowly starts winding down, it’s a great time to reflect on your financial…
It’s tempting to view a credit card as an endless supply of money, but informed…
The habit of saving money is a valuable life skill. As younger people fall faster…
Everyone wants to manage their money responsibly, but many people often make mistakes in ways…
Are you looking for a personal loan that’s easy to obtain with few limitations? Finding…
Accessing your money should be a simple, convenient experience. You want access to digital and…
Planning your dream vacation can be great fun – until you need to figure out…
If you’re planning a trip overseas, airfare may be your largest vacation expense. Even when…
If you’re looking to grow your savings, a high-yield account could be ideal for storing…
Financial literacy is the ability to understand and use financial skills, including responsible money management,…
Program gives $10,000 to Chickasha Public Schools. OKLAHOMA CITY – Focus Federal Credit Union announced the launch of…
Buying your first house is exciting, stressful, and challenging. Understanding the process will help you…
When you’re buying a home, getting a mortgage may seem like just another task to…
Buying a house is a huge undertaking. When looking for a new home, it’s easy…
You’ve likely heard the importance of a good credit score. But did you know there…
Buying a car is commonly the second most expensive purchase people make after buying a…
When opening a checking or savings account, taking out a loan, or seeking a line…
Q: Do I need to have a separate rainy day fund and emergency fund? A: In an…
Household finances change. Maybe you’ve built equity in your home, your credit score improved, or…
A fender bender, an unexpected bill, loss of income, or a new water heater —…
Are you thinking about buying a home? An excellent first step is getting preapproved for…
You may consider joining a gym or taking the stairs at work when you want…
On June 13, 2022, the U.S. economy officially entered a bear market. You may be…
Just when you think they can’t possibly jump any higher, gas prices start rising again….
Is your teen outgrowing their piggy bank? Maybe they need a place to deposit paychecks…
Q: My motorcycle loan is killing my budget, and I’d love to refinance to ensure…
Teen years are often the first time young people earn their own money. A small…
Having your car repossessed can leave you feeling helpless. You likely depend on your vehicle…
With prices rising on everything, including hotel stays, record numbers of vacationers are choosing to…
Surges in prices at the pump are impossible to miss. With gas costs setting records…
As interest rates begin to climb, refinancing might make sense. In addition to bringing down…
As the military conflict between Russia and Ukraine continues to intensify, the humanitarian crisis is…
It’s Dad’s time, and you want to go all out to make your all-time favorite…
Cryptocurrency is growing in popularity. From Bitcoin to Ethereum and others, there are thousands of…
Ever tire of carrying cash? As options increase for digital payments, we’re moving closer to…
There are different reasons you may need a loan. Maybe you need to catch up…
Q: I’ve been hearing a lot about fraud rings and how dangerous they can be…
You may run into roadblocks opening a traditional checking account if you have a few…
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Focus Federal Credit Union is a financial institution delivering the capabilities of a big bank…
GasBuddy This highly-rated app is a favorite among 70 million users for good reason. GasBuddy…
The big day is drawing near, and if you haven’t already done so, it’s time…
Q: Now that Russia has invaded Ukraine, it really has me wondering; How does war…
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Consumer debt can be one of the biggest challenges to realizing good financial wellness. Credit…
It’s been a long winter and you’ve been looking forward to a springtime getaway for…
If you’re up to your eyeballs in debt, the one thing you may wish for…
Q: With inflation driving up costs on everything imaginable, my monthly budget has really taken…
Black History Month provides Americans across the country with the opportunity to celebrate the rich…
Everyone loves payday, but too many employees don’t know how to allocate their paycheck in…
Title: The Power of Being Rich: 10+ Essential Principles to Manifest What You Already Have Author: Roger…
It’s tax season, and while that may mean you’re drowning in forms and paperwork, for…
If a time-traveler from the 19th century landed in your living room, you’d likely have…
Title: My Money My Way: Taking Back Control of Your Financial Life Author: Kumiko Love Hardcover: 240…
As the outside temperature falls, we raise the temperature inside, and with it, heating costs…
Q: I’m looking forward to hosting a big party on Super Bowl Sunday and possibly…
While current mortgage rates are a bit above the record lows seen in early 2021,…
Total up the credit card debt of all the people in America, and it gives…
If you’re always wondering how you’re going to pay the next bill, feel guilty when…
The visitors have returned home, the leftovers in the fridge have been tossed, the kids…
We all know college is expensive, and tuition costs are rising. The average student loan…
If you’re like most people, you likely start each year with a list of resolutions…
Focus Federal Credit Union employees are giving back to local charitable organizations this holiday season….
Title: Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too Author: Dave Ramsey…
As 2021 draws to a close and we prepare to usher in 2022, take a…
With shorter days approaching, bringing more hours of darkness along with them, it’s more important…
Black Friday has traditionally been the day that kicks off the holiday shopping season, sending…
Seven in 10 people say they typically go over budget during the holidays. Expenses including…
Ready, set… charge! The holiday shopping season is here, and between inflated prices, the rising…
Q: These days, I feel like I need to take out a second mortgage just…
Q: I’ve made my gift list and I’m checking it twice. But, I’m getting a bit…
The holidays are coming and it’s time to hit the shops! Retailers and consumers around…
Have you ever gotten a call saying you owe money? Threats that if you don’t…
We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth and Gaining…
Q: Some of my friends keep asking to borrow my credit card and I’m wondering if…
Don’t let a Halloween scam spook you! Stay a step ahead of those crooks by…
You might approach your student loan the same way you approach those term papers: If…
If you’re like most Americans, you owe money toward a large loan. Whether that means…
An excellent credit score is the ultimate goal of the financially responsible consumer. Those three…
The past 18 months have been full of change, including those to student loans. Focus…
National Hispanic Heritage Month is observed annually from Sept. 15 through Oct. 15. Since 1968,…
Navigating the financial aid process and paying for college takes work and, at times, can…
What are my options for digital banking? Plenty. We live in the digital age, where…
Q: How do I raise my kids to become financially independent adults? A: It’s commendable to…
You and debt are so over. You’ve just about had it with those endless piles…
If you’re ready to purchase your first motorcycle, you’re likely thrilled — and more than…
From tuition to books to room and board, college is expensive. A job is a…
Q: I’d love to pick up some great bargains as the summer winds down, but…
A bank account is an excellent way for students to learn money management and establish…
The key to good saving habits is starting early so that the behaviors carry into…
If you’re ready to purchase an RV or an ATV, the number of choices to…
As you prepare for graduation and begin scouting different employment opportunities, be sure to look…
With many indoor attractions still closed or operating only at a limited capacity, there’s never…
Did you know that the cost of the average wedding in the U.S. is $28,000*?…
Title: Bitcoin and Cryptocurrency Trading for Beginners 2021: 3 Books in 1: The Ultimate Guide…
Hello, summer! It’s the season of flip-flops and ice pops, of sun-drenched afternoons and lazy…
The Child Tax Credit, a part of the American Rescue Plan Act of 2021 that…
With mask mandates and occupancy limits easing and/or lifting, millions of Americans are looking forward…
Do you know exactly what happened on July 4, 1776? What do our Fourth of…
“Ninety-six Gs ain’t enough to retire.” The line from the “In the Heights” song “96,000”…
Money Moves, Post-Pandemic Re-acclimating to normal life as pandemic restrictions are lifted and businesses reopen…
Q: I’ve heard that the IRS will start making advance payments toward the Child Tax Credit…
Credit union loans work much like they do at a bank, except you get a…
For many young adults, obtaining a college degree in their desired field is the key…
Title: What to Do with Your Money When Crisis Hits: A Survival Guide Author: Michelle Singletary Hardcover: 224…
Are you constantly dealing with a barrage of junk mail that clogs up your mailbox?…
Q: All I’m reading and hearing about in financial news lately is about investing in…
The days are getting longer and hotter, so that means summer will be here before…
Mortgage refinancing in Oklahoma is the process of replacing your existing home loan with one…
Buy now, pay later (BNPL) programs almost seem too good to be true. You can…
Have you been bitten by the gotta-have-it bug? It could be a Peloton bike that’s…
As we reach the dog days of summer, many of us are facing the consequences…
Leaving college often means the start of a new job, student loan debt to pay…
Whether you’re that straight-A student everyone loves to hate or you’re barely scraping by at…
Q: Which home improvement projects can I tackle myself or DIY, and which should I…
Your phone pings with an incoming text. You swipe it open to find a message…
Natural disasters happen. It never happens at a convenient time, however, and it does not…
Q: Paperwork from credit card companies always seems to be filled with tiny print that’s hard…
Along with the blossoming flowers, the blazing sunshine and the tinkling bell of the ice…
It’s time to get some new wheels. But deciding where to finance your vehicle can…
Getting your first credit card is super-exciting. That small piece of plastic is a gateway…
If you’re thinking of selling your home, think spring, because the season of blossoming flowers…
Spring is here, and the buds are sprouting like mushrooms after rain. Unfortunately, so are…
Q: The news from today’s real estate market can be confusing. What do I need…
Buying a vehicle can be an exciting time. However, it often involves deciding between new…
A home loan, otherwise known as a mortgage, enables you to purchase a house without…
The sun is shining, the birds are chirping, the flowers are blooming — and your…
Q: What exactly is a credit union protection plan like GAP, mechanical breakdown, and debt…
March 30th is National Virtual Vacation Day, and the past year has taught all of…
Gone are the days when you got a job out of high school or college…
Everyone admires Amazon’s scope and efficiency. Scammers are no exception. Recently, they’ve been piggybacking on…
Q: My close relative is getting on in years. I’ve been wondering, what will happen…
Spring is a great time of year to clear your house of accumulated junk and…
For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft,…
On March 6, the Senate passed the new relief bill, the $1.9 trillion American Rescue…
Getting upside down in your car loan isn’t something you plan, it just happens. Luckily,…
When shopping for a new set of wheels, your first stop should be right here,…
Opening your first credit card is one of the rites of passage into genuine adulthood,…
One of the many perks of advancing in years is scoring great discounts on all…
If you’re in the market for a new job, or you’re looking for extra part-time…
Q: My steep utility bills in the winter and summer months always throw my budget for…
Q: What is a financial power of attorney or POA and how does it work?…
Are you in the market for a new auto insurance policy? Here’s your guide to…
Q: I’m in the market for a new set of wheels, and I’ve seen some dealers…
We all make mistakes and hit some financial bumps in the road. At times it…
It’s tax season, and scammers are working overtime to get your money. Tax scams are…
Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement —…
There are three numbers that greatly determine your ability to obtain a loan – your…
It’s time to celebrate the significant other in your life! If you’re thinking that means…
Q: I’ve just landed a new job, and I’m a bit nervous about starting. How…
Q: I’m up to my ears in debt, and I’d love a way out. I’m…
With kids still attending online classes and many adults still working from their homes, we…
The second wave of stimulus checks only started hitting checking accounts a few weeks ago,…
Title: Know Yourself, Know Your Money: Discover WHY you handle money the way you do, and…
P2P payment services, like Venmo, Zelle, and Square’s Cash App, are aiming to make cash…
Love is in the air and the money is flowing like heart emojis. According to…
If you’re in the market for your first apartment, you may be feeling a little…
The most obvious things in life are often overlooked, and checking accounts is just one…
There are several credit score models but for more than 25 years FICO® scores have…
Are you confused about the different types of first time home buyer loans available today?…
After eight months of negotiations, the Senate has finally passed a bipartisan deal on a…
Money conversations can be super-depressing. Everything you read tells you that the “Great American Dream”…
The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks…
January is the prime time to get into shape. This year, in particular, many Americans…
Debt – there’s a reason why it’s a four-lettered word. We hate to think about…
Love the holidays but hate the Santa sticker shock that follows? No need to spend…
Are you ready to hit the slopes? There’s an app for that! We’ve got the…
The holiday season is a special time. With Charlie Brown on TV and carols on…
There are as many holiday traditions as there are families. Some people will wander through…
Have you ever wondered what is a perfect credit score? We break down what goes…
Thanksgiving means giving thanks for all the good in our lives. It also means stuffed…
Black Friday has gotten a bad rep in recent years. From shoplifting to stampedes, nothing…
You’ve likely heard in the news about historically low refinance rates – “Interest rates you…
Haley Sacks is smart. She’s funny. She’s cool. And she’s on a mission to make…
Thanksgiving prep stressing you out? Wondering how you’re going to get everything done in time…
Apple’s recent announcement about its newest lines of smartphones had all the makings of a…
Football has begun, the leaves are changing and the kids are back in school. Clearly,…
Our vibrant, animated country has been put on pause. Busy thoroughfares are now empty of…
Election fever is now at an all-time high — and so are election scams. From…
Halloween is coming — and so is the fun! Everyone wants to win the prize…
Crisp breezes, breathtaking displays of fiery-colored foliage, pumpkin spice lattes — what’s not to love…
Uh oh — you’ve been hacked! Finding out someone has cracked open your accounts and…
Predatory lending is a term that is typically applied to a lender that lures the…
Bobby Hoyt gets it: Personal finances for millennials can be tough. There’s homeownership to consider,…
Are you ready to stretch those financial fitness muscles? We hope so because it’s time…
New social media platforms seem to crop up all the time. The media moves at…
When two people with opposite money views marry, it’s the ultimate in “He said, she…
Everyone loves a surprise package, and scammers are taking the excitement out of that experience…
Q: My 65th birthday is approaching and I’m ready to apply for Medicare. What do…
Things are falling into place, and after months of researching your options, polishing your resume,…
Preparing to purchase your dream home is super-exciting. That’s partly because you’re choosing a property…
Buying a new car is exciting, but as soon as you have to think about…
Q: I need a new set of wheels and I’m wondering if it’s better to spring…
Q: With the low-interest rates and home prices rising, it seems like a great time…
That long-anticipated day has finally come and gone. Your kids looked sharp and neat sporting…
There’s that old saying, “There’s no such thing as a free lunch.” Turns out, it’s…
If you’re looking to buy a new or used car a good time to understand…
Are you looking for a place to park your savings dollars? Do you need an…
For most of us, the tax-free weekend has come and gone. It was a heady…
Q: I graduated from college with a huge student loan debt. Since then, I’ve landed…
Q: I love the convenience of payment apps, like Cash App and Venmo, but I’ve…
The Chief Financial Mom, Dr. Carlson, knows that life as a mom can be super-busy….
The new school year is starting soon! Whether your kids are getting ready for another…
Summer is in the air! And aside for the hum of lawnmowers and the chime…
Most of us have spent lots of time at home this spring, and it looks…
The COVID-19 Global pandemic caused an initial panic leaving store shelves empty of face masks…
As you work on perfecting your resume and portfolio for the best shot at landing…
Back-to-school season means a flurry of shopping — and a flurry of back-to-school scams. Scammers…
Q: The last few months have been tough on my finances, and I’ve been forced…
Summer is here, and many Americans are itching for a vacation. But is it possible…
Focus Federal Credit Union is a non-profit organization. This designation means we get to prioritize…
Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible,…
When it comes to borrowing money from a financial institution, traditional banks are the typical…
Q: I’m ready to start saving for my retirement, but the choices are so confusing!…
There’s no better way to help a child learn the value of saving money than…
When you think college job, you might think of burger-flipping and dorky uniforms. But the…
With unemployment levels rising and many employers cutting work hours, lots of college grads are…
With summer beckoning, you can’t ignore the call of the open road, and the foaming…
Lots of banks don’t offer a second chance to course-correct their spending habits. Use the…
Small businesses struggling to remain afloat during the economic upheaval caused by the coronavirus pandemic…
You see several big banks, regional banks, and community banks, yet one or two credit…
Q: I’ve saved a down payment, narrowed my choices of neighborhoods, and drawn up a…
Who wouldn’t love some extra pocket money? Some freelance jobs don’t require any experience and…
What is Bill Pay? Bill Pay is an automated bill payment system, usually through your…
Apps To Download This Summer Summer 2020 will be different from any other. We’ll be…
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Four million Americans are receiving their Economic Impact Payment in the form of a stimulus…
Search online for the best personal loans in OKC and you will get hundreds of…
What are Investment Apps? In the times way back before credit and debit point of…
Most years, Memorial Day Weekend is the unofficial kickoff to summer. Americans salute and honor…
Q: I’ve been laid off from my job, and I’m struggling with my next step….
Putting it plainly a fresh start car loan lets you purchase or refinance your vehicle…
Q: Everyone I talk to seems to have already gotten their stimulus money, but I’m…
Scammers are always trying to con victims out of their information and money. They are,…
Q: Many of my friends have refinanced their mortgage recently, and they’re urging me to do…
Millions of Americans have received or are awaiting a gift from Uncle Sam to help…
Some of the financial terms flying around in the wake of the recently approved Coronavirus…
The Paycheck Protection Program (PPP) is an important part of the historic Coronavirus Aid, Relief…
As the coronavirus pandemic continues to sweep across the planet, the race to find a…
It’s where everything happens these days. Birthday parties. Corporate meetings. Coffee dates. Happy hour with…
The Holidays are right around the corner and a chill is finally in the air….
Talking about finances with your children can seem daunting. However, if you have a teen…
Starting school can be a huge drain on your budget and expenses continue to rise…
5 Budget-Friendly Vacation Ideas Here we are again, it’s summer time and we have beaches…
As Oklahomans, we know tornado season well. We’re all familiar with the inevitable gathering around…
Don’t let your credit score keep you from having the life you want. Sometimes life…
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Are you constantly looking for ways to trim the fat on your finances and have…
We’ve all heard the saying, Out of Sight, Out of Mind, but can it be…